Our Services

Managing Stock Market Risk

"In order to be a successful risk management investment strategy, market timing does not have to be perfect.  Despite belief to the contrary, market timing does not target getting in and out of the market at the absolute bottoms or tops.  It does, however, strive to get an investor's funds out of the market before a major bear market devastates the portfolio.  Market timing's first and foremost priority is the preservation of capital."

Source:  "Lasting Wealth is a Matter of Timing" by George Sosnowy

1. Investment Advisory Management
   As an Investment Advisor Representative of Calton & Associates, Inc. we manage Advisory accounts, including:  Trusts, foundations, individual accounts, IRA accounts and services to individuals with 401k plans.  Minimum investment to participate in these services begins at $50,000.  We use a variety of indicators and strategies to help you with your investment objectives.  Our research is embedded in the irrefutable law of supply and demand and the concept of relative strength.  Our research includes thousands of calculations and chart updates performed daily to help us determine if a strategy of Offense or Defense is dictated and which areas of the market have the most strength.
   The annual fee for Advisery Asset Management varies depending on account size.  It is billed quarterly in advance based on the average value of the eligible assets held in the account on the last day of each month in the previous quarter.
    
2. Financial Planning Services
   KCM engages in broad-based, modular, and consultative financial planning services.  We offer Advisory services for an hourly or fixed fee.  We specialize in:
   - Retirement Income Analysis
   - Tax Planning
   - Estate Planning
   - Retirement Plan Rollover Analysis
   - Family Office services for high net worth individuals
   - 401K Management for individuals
   Financial Planning Services fees are based on an estimate of the time required to perform the service at a negotiable rate of $150 per hour.  In some circumstances KCM may charge a flat fixed fee for financial planning services ranging from $1,000 to $5,000 depending on the scope and complexity of the plan and client's financial situation.  These fees are negotiable and are clearly set forth in an agreement executed between KCM and the client prior to the start of the service.

All Financial Planning and Advisory services have risk associated with them.  The rules and circumstances may change.  We will always work with outside counsel including CPAs and attorneys of your choice or by our introduction.  Please keep in mind that no amount of fundamental or technical research can guarantee success in any Advisory account but it could stack the odds in your favor. 

Form ADV Part II is available upon request
for full disclosure of all services offered.
 

Good research and track records may stack the odds in your favor.  Keep in mind that no philosophy, method or money manager can assure a positive result.

What makes KCM unique?

Our staff has a combined 78 plus years of planning, investment and service experience.  Our main strengths come from our unique investment approach and the service we provide.  Newsletters and seminars are some investment management tools that we use to educate our clients. We have quality research, products and the tools necessary to help you reach your objectives.

 

Our mission is to help you understand how to 
  KEEP IT, GROW IT AND PASS IT ON!